Mortgage Blog

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Is your mortgage coming up for renewal?

Is your mortgage coming up for renewal?

September 13, 2018 | Posted by: Ken Higgins

Prepare Early for Your Mortgage Renewal Simply put, it’s become a lot more complicated to renew a mortgage in Canada. Some clients are surprised to discover they don’t qualify for the bes ... [read more]

Why Variable Rate drops are creating a surge in activity

Why Variable Rate drops are creating a surge in activity

June 13, 2018 | Posted by: Ken Higgins

Why Variable Rate drops are creating a surge in activity This Spring we’re seeing lenders getting aggressive with their pricing for variable rate mortgages: a sign that lenders are fighting for ... [read more]

Bank vs Broker

Bank vs Broker

June 5, 2018 | Posted by: Ken Higgins

FACEOFF: Bank vs. Broker We’re in hockey playoffs, so let’s talk about the faceoff: bank versus broker.  The fact is, there’s really no contest on this one. The broker wins the ... [read more]

5 tips to help those first time home buyers get into their new home!

5 tips to help those first time home buyers get into their new home!

May 17, 2018 | Posted by: Ken Higgins

Five Tips for First-Time Homebuyers   Although mortgage debt is ‘smart’ debt, buying your first home is a huge financial decision and there is a lot to think about. It’s one o ... [read more]

What is the Qualifying Rate?

What is the Qualifying Rate?

May 17, 2018 | Posted by: Ken Higgins

May 17, 2018   What is the Qualifying Rate? You’re probably aware that there have been many mortgage rule changes over the last several years, and you’re almost certainly affected ... [read more]

Why You Need an Emergency Fund And How to Get One

Why You Need an Emergency Fund And How to Get One

April 3, 2018 | Posted by: Ken Higgins

Building an emergency fund is something most people know they should do but few actually get around to doing. A recent study found that nearly two-thirds of Americans did not have an emergency fund, a ... [read more]

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

March 27, 2018 | Posted by: Ken Higgins

Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ... [read more]

Should You Spend the Full Mortgage Amount You're Approved For?

Should You Spend the Full Mortgage Amount You're Approved For?

March 20, 2018 | Posted by: Ken Higgins

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ... [read more]

The Benefits of Investing in Income Producing Properties

The Benefits of Investing in Income Producing Properties

March 13, 2018 | Posted by: Ken Higgins

Making money in any real estate venture is a difficult task, and many people don't have the skills (or the stomach) for flipping houses. An alternative to this intrinsically risky activity is to purch ... [read more]

Strategies to Dig Yourself Out of the Debt Hole

Strategies to Dig Yourself Out of the Debt Hole

March 6, 2018 | Posted by: Ken Higgins

Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can he ... [read more]

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Ken Higgins
Ken Higgins
Welland, Mortgage Agent
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